Salaried Individual

• Minimum age of Applicant: 21 years
• Maximum age of Applicant at loan maturity: 60 years
• Minimum employment: Should be currently employed for a minimum period of 1 year and having been employed for a minimum of 2 years.
• Gross household income i.e. including income of the spouse: Rs 100000 net annual income
• Telephone: Necessary at residence

Self Employed

• Minimum age of Applicant : 21 years
• Maximum age of Applicant at loan maturity : 65 years
• Minimum employment : At least 3 years in business
• Minimum Annual Income : 60000

Partnership Firms

• Minimum Income : Rs. 60000 p.a
• Minimum turnover : Turnover Rs 4.5 lacs
• Telephone: Landline at office and at residence of the loan applying partner. Post-paid mobile phone with a three month validity acceptable in case of landline available at only one place

Private Limited / Public Limited Company

• Minimum Income: Rs. 60000 p.a.
• Telephone: Landline at office